Steve Francis Net Worth 2025: NBA Salary, Assets & Income

Steve Francis Net Worth 2025: NBA Salary, Assets & Income
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Steve Francis net worth has become a topic of discussion among basketball fans and finance watchers alike. Known for his electrifying NBA career, Francis transformed his early athletic talent into a lucrative professional journey. After leaving the league, he continued to build his fortune through business ventures and real estate investments.

As of 2025, Steve Francis net worth is estimated between $60 million and $70 million. His wealth comes not only from his NBA contracts but also from endorsement deals and wise post-retirement financial decisions. Despite a few personal and economic hurdles, he remains one of the wealthiest players of his generation.

What Is Steve Francis Net Worth?

What Is Steve Francis Net Worth?
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Steve Francis wealth is a result of both his on-court performance and off-court intelligence. During his NBA career, he was recognized as one of the league’s most explosive point guards, which contributed to him securing high-paying contracts. He made millions while playing for teams like the Houston Rockets and Orlando Magic.

Apart from his salary, Francis also benefited from brand endorsements and media appearances. These additional revenue streams played a crucial role in securing his long-term financial stability. Even after stepping away from basketball, Francis remained active in business and community work, which further strengthened his net worth over time.

In many ways, his financial journey represents the importance of planning for life beyond sports. Instead of spending recklessly, Francis invested wisely and maintained a low-key lifestyle, which helped him avoid the financial pitfalls many retired athletes face.

Career Earnings

Career Earnings: Steve Francis Net Worth
Source: Foxnews

Steve Francis had one of the most financially rewarding careers of his era. Throughout his nine seasons in the NBA, he earned over $100 million in total salary. His most notable contract was a six-year, $84 million deal with the Houston Rockets, one of the most significant contracts for a point guard at the time.

During his rookie season, he earned around $3 million. As his career progressed and he became a consistent All-Star, his salary increased significantly. Even during his brief time with the Orlando Magic and New York Knicks, he commanded wages above $10 million per year. These career earnings laid the foundation for his present net worth.

Additionally, his income extended beyond the court. Sponsorship deals with athletic companies and commercial appearances boosted his earnings. Although he didn’t focus heavily on branding compared to some modern stars, Francis still managed to land decent endorsement deals during his prime.

Income Source

The financial success of Steve Francis didn’t end with basketball. While most of his fortune came from his NBA salary, he developed other revenue channels after retiring. His business acumen and investment decisions helped preserve his wealth.

He started a music label, ventured into fashion and branding, and bought properties across multiple states. These actions contributed to a steady flow of passive income.

Key Income Sources:

  • High-value NBA contracts with Houston, Orlando, and New York
  • Endorsements with athletic brands and local businesses
  • Real estate holdings in Texas and Maryland
  • Business ventures, including a music label and fashion collaborations

Let’s Take a Look at Steve Francis Profile

AttributesDetails
Real NameSteven D’Shawn Francis
Date of BirthFebruary 21, 1977
Age48 years (as of July 2025)
Height6 ft 3 in (190 cm)
Weight~195 lb (88 kg)
PartnerNot publicly disclosed
NationalityAmerican
BirthplaceTakoma Park, Maryland, U.S.
FatherIncarcerated for bank robbery
MotherBrenda died of cancer in 1995

Early Life

Steve Francis was born on February 21, 1977, in Takoma Park, Maryland. He faced several challenges in his youth, growing up in a rough neighbourhood and experiencing poverty firsthand. His mother, Eleanor, played a significant role in raising him. Sadly, she passed away from cancer when he was just 18, a tragedy that deeply affected him.

Despite the difficult circumstances, Francis found solace in the game of basketball. He started playing at a young age and quickly rose to prominence in local leagues. His talent earned him a spot at a junior college, and later, he transferred to a Division I school, where his career truly began to take off.

Francis early struggles gave him the mental toughness he needed to succeed in the NBA. They also instilled in him a deep appreciation for the opportunities that came his way. His humble beginnings make his rise to fame and fortune all the more impressive.

Maryland Years and Their Impact on Steve Francis Net Worth

Maryland Years and Their Impact on Steve Francis Net Worth
Source: Urbansplatter

After two years at junior colleges, Francis transferred to the University of Maryland in 1998. In just one season with the Terrapins, he made a huge impact. He averaged 17 points, four assists, and four rebounds per game and led Maryland to a 28–6 record and a No. 2 seed in the NCAA Tournament.

His performance earned him All-American honors and national attention. Scouts were impressed not only with his athleticism but also with his leadership on the court. He decided to declare for the NBA Draft after just one season, a move that paid off when he was selected as the No. 2 overall pick in the 1999 draft.

His time at Maryland played a crucial role in shaping his future, both professionally and financially. It marked the point where Steve Francis transitioned from a local player to a national name with million-dollar potential.

NBA Career and Its Role in Building Steve Francis Net Worth

Francis began his NBA journey in 1999 when the Vancouver Grizzlies drafted him. However, he was traded to the Houston Rockets, where he spent the majority of his successful years. Known for his speed, agility, and ball-handling, Francis quickly became a fan favourite.

During his rookie year, he earned the NBA Co-Rookie of the Year award. From 2002 to 2004, he was selected to the All-Star team and consistently ranked among the league’s top point guards. At his peak, he averaged over 20 points and six assists per game.

Following his time in Houston, Francis went on to play for the Orlando Magic and New York Knicks, though injuries affected his performance. A brief return to Houston preceded his retirement in 2007. Despite a shortened career, his lucrative contracts and smart financial planning ensured long-term stability.

Personal Life

Steve Francis keeps his personal life relatively private. Although there’s limited information about his romantic relationships, it’s known that he has children and places a strong emphasis on family life. The loss of his mother at a young age had a lasting impact on his emotional outlook.

He has spoken openly about past struggles, including depression and alcohol issues. However, he has taken steps to turn his life around, including engaging with the community and providing mentorship to youth.

Francis is also known for his charitable efforts through the Steve Francis Foundation, which supports underprivileged youth in areas such as education and sports. His personal life, though marked by hardship, reflects resilience and transformation.

Real Estate Investments and Steve Francis Net Worth

Steve Francis made smart moves in real estate after his NBA career. He invested in properties across Houston and Maryland, areas connected to his life and career. These assets generate rental income and offer long-term value, helping him maintain financial stability.

Notable Real Estate Highlights

  • Houston Homes: Owns multiple residential units in Houston.
  • Maryland Properties: Invested in real estate near his hometown.
  • Commercial Ventures: Includes small retail and office spaces.
  • Wealth Strategy: Uses real estate for steady financial growth.
  • Rental Income: Earns passive income from leased properties.

Conclusion: A Closer Look at Steve Francis Net Worth

Steve Francis net worth is the result of thoughtful financial planning, discipline, and versatility. From his modest beginnings in Maryland to becoming an NBA star and then transitioning into a successful post-retirement life, Francis is a perfect example of an athlete who made the most of his opportunities.

While he faced personal challenges, his story is ultimately one of perseverance and transformation. His net worth of $60 to $70 million represents more than money; it means survival, growth, and vision. For fans and young athletes alike, Steve Francis remains a symbol of how to succeed on and off the court.

Before you go, don’t miss: Jess Hilarious net worth

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